Aajeevika Grameen Express Yojana

Aajeevika Grameen Express Yojana (AGEY) is a sub-scheme under the scheme Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM).

As the name suggested –

Aajeevika – ( Livelihood), to Grameen -(Rural People ) by Express – (Transport /vehicle )  Yojana (-scheme).

i.e. a scheme started by Union Ministry of Rural Development to provide source livelihood to the people of Rural area.

Aajeevika Grameen Express Yojana

This scheme will benefit the members of Self Help Group (SHG)  in almost 250 blocks of different states.  Here is the list of the states where AGEY will launch :

  • Andhra Pradesh,
  • Jharkhand,
  • Maharashtra,
  • Tamil Nadu,
  • Telangana,
  • Chhattisgarh
  • Uttarakhand and
  • West Bengal


The main target of the scheme is to help the poor population of the country and surely to support women empowerment.  Directly or indirectly scheme aims to contribute toward developing the nation by providing employment sourced to needy.

The scheme aims

  • Providing an alternative source of livelihood to members of Self Help Groups (SHGs).
  • Women Empowerment
  • To link the remote area to the main cities
  • To provide the facilities like good transport and hence education to the remote areas of the state.

Under this scheme Women of Self Help Group (SHG) will be provided with the interest-free loan of maximum 6.5 Lakh for 6 years.  This loan will be provided by the Community Investment Fund to Community Based Organization under DAY-NRLM scheme.

Aajeevika Grameen Express Yojana

Up to 6 years,  Provided vehicle (e – Rickshaw or 3-4 Wheeler vehicle)  will be in the name of the provider and after 6 years when beneficiary clear the loan, the vehicle will transfer to legally to the name of the beneficiary.

Government is making an investment of 16.6 crores on this scheme.

10.16 crores are provided by central government and rest will be funded by state governments of respective blocks.


The scheme is going to be started in 250 blocks of 8 stated in India where the members of self-help Groups will get the benefit.

So 6 vehicles will be provided to each block.

The beneficiary will also be given training regarding their work so that they can give a better service.

This will not only help them to get their livelihood but will also help those who reside in the remote area.  Residents of the remote area can be provided with better services like education, export-import of daily need things etc.


National Rural Livelihoods Mission (NRLM)  developed by Union Ministry of Rural Development is working for the poor in rural area from 2011 and deendayal Antyodaya Yojana is supporting NRLM from 2016. Now DAY-NRLM  is starting a subscheme naming Aajeevika Grameen Express  Yojana (AGEY)  from 2nd October 2018 to give more opportunities of livelihood to the Self Help Group members and hence contributing to the empowerment of women.

The loan of 6.5 lakh for a vehicle (e – rickshaw or 3-4 Wheeler vehicle) will be provided to self-help group members by the Community Investment Fund of Community Member Organization.


The application process for the scheme is not still known.  But after the launch of the scheme, the process of application will declare. And here we will update the whole process,  that how you can apply for the Aajeevika
Grameen Express Yojana in our page.

So to know more about this scheme stay here and visit this page again.

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